Terms of Service

Last updated: September 10, 2025

These Terms of Service (“Terms”) govern your use of the website (www.wonkx.com), digital wallet, APIs, and related services provided by Wonkx, Inc. (“Wonkx,” “we,” “our,” or “us”). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.


1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services. By using the Services, you represent and warrant that you meet this requirement.


2. Account Registration

  • You may need to create an account to access certain features.
  • You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
  • You agree to provide accurate, current, and complete information.

3. Services Overview

Wonkx provides a digital wallet and AI commerce layer that enables consumers and merchants to transact through APIs, integrations, and agent-driven systems.

  • Consumers may use Wonkx to store wallet credentials, make purchases, and connect to merchants.
  • Merchants may use Wonkx to process transactions, manage settlements, and integrate with third-party platforms (e.g., Stripe, Shopify, Booker).
  • Wonkx may introduce AI-powered features (e.g., recommendations, personalization, and automated commerce flows).

4. Acceptable Use

You agree not to:

  • Use the Services for unlawful, fraudulent, or abusive purposes.
  • Interfere with or disrupt the operation of the Services.
  • Attempt to gain unauthorized access to any systems or accounts.
  • Reverse engineer, decompile, or attempt to derive source code from the Services.

5. Payments & Transactions

  • Wonkx enables payments but does not itself act as a bank, money transmitter, or financial institution.
  • Payments are processed by third-party providers (e.g., Stripe) under their terms and policies.
  • You authorize Wonkx and its providers to process transactions on your behalf.
  • Merchants are responsible for products and services sold; Wonkx is not liable for fulfillment, quality, or refunds beyond processing obligations.

6. Fees

Certain features or transactions may be subject to fees. Wonkx will disclose applicable fees before you complete a transaction.


7. AI & Automation

Some Services use artificial intelligence and automation. You acknowledge and agree that:

  • AI outputs are generated to assist commerce but may not always be accurate or error-free.
  • You are responsible for verifying AI-driven recommendations or actions before relying on them.
  • Wonkx disclaims liability for outcomes based solely on AI outputs.

8. Intellectual Property

  • All rights, title, and interest in the Services (including software, logos, trademarks, and content) belong to Wonkx or its licensors.
  • You are granted a limited, non-exclusive, non-transferable license to use the Services in accordance with these Terms.

9. Privacy

Your use of the Services is also governed by our Privacy Policy.


10. Disclaimers

The Services are provided on an “as is” and “as available” basis without warranties of any kind. Wonkx disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.


11. Limitation of Liability

To the maximum extent permitted by law:

  • Wonkx shall not be liable for indirect, incidental, special, consequential, or punitive damages.
  • Wonkx’s total liability for any claim shall not exceed the greater of (i) the amount you paid us in the past 12 months, or (ii) $100.

12. Indemnification

You agree to indemnify and hold harmless Wonkx, its officers, employees, and partners from any claims, damages, liabilities, or expenses arising out of your use of the Services or violation of these Terms.


13. Termination

  • We may suspend or terminate your access if you violate these Terms or misuse the Services.
  • You may stop using the Services at any time.

14. Governing Law & Dispute Resolution

  • These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.
  • Any disputes shall be resolved through binding arbitration in the State of Colorado, except where prohibited by law.
  • You waive any right to participate in class actions.

15. Changes to Terms

We may update these Terms from time to time. Changes will be effective upon posting, with a new “Last Updated” date. Continued use of the Services constitutes acceptance of the updated Terms.


16. Contact Us

For questions regarding these Terms, please contact us:

Wonkx, Inc.
Email: [email protected]